Finding your home is only part of the process

If you have bought a home before, you know there are a lot more steps than just looking for and finding the home for you. You need to get approved, understand the rates, payments, and programs available to you, and eventually close. But you are not left to complete that process on your own.

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Do not let the process daunt you

Looking forward to celebrating your new home purchase with you.

Celebration is right around the corner

The right mortgage lender changes the game

Buying a home is an big investment, and it is important to understand what actions to take and why. With guidance from the experienced team at Reliable Home Lenders, you will have a helping hand throughout the process so you are never left wondering what comes next.

Understanding Mortgages

The mortgage process occurs in four stages.
Each stage has various activities and milestones that need to be hit before progressing further.

Origination

Origination

This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you want.

Processing

Processing

During this stage, third party services take place, including the appraisal. Once your file is processed, it moves to the next stage.

Underwriting

Underwriting

This is when you find out if your loan has been approved. If there are any conditions put in place by the underwriter, they must be satisfied here.

Closing

Closing

Once underwriting is complete, we can clear your file for closing. Congratulations, you have closed on your new home!

Loan Programs

There are a number of programs tailored to different needs and requirements.
Below are some examples of those programs. Feel free to reach out if you would like to learn more about these programs or others for your situation.

About Us

The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style.
In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals.

Kelly Kirchner

Sr. Loan Originator

NMLS #210254

Contact Kelly
770.378.4474
kelly@reliablehomelenders.com

Apply for a loan with Kelly

Mike Bernard

Sr. Loan Originator

NMLS #254201

Contact Mike
770.639.1523
mike@reliablehomelenders.com

Apply for a loan with Mike

Kimberly Camp

Loan originator

NMLS #2284287

Contact Kimberly
770.778.0554
kimberly@reliablehomelenders.com

Apply for a loan with Kimberly

Jennifer Ellison

Loan Originator

NMLS #1089991

Contact Jennifer
678.458.5983
jennifer@reliablehomelenders.com

Apply for a loan with Jennifer

Erin Miller

Loan Originator

NMLS #1290765

Contact Erin
770.437.7103
erin@reliablehomelenders.com

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Kristen Konas

Loan Originator

NMLS #2096951

Contact Kristen
717.475.5216
kristen@reliablehomelenders.com

Apply for a loan with Kristen

Garrett Lepak

Loan Originator

NMLS #1945685

Contact Garrett
843.422.5719
garrett@reliablehomelenders.com

Apply for a loan with Garrett

Steve Saintus

Loan Originator

NMLS #884381

Contact Steve
404.484.0489
‍‍
steve@reliablehomelenders.com

Apply for a loan with Steve